# The BUFI beta is live
> Financial workspaces for global teams are open to everyone at app.bu.finance. Zero transaction fees for the whole public beta, plan limits as published, and a standing invitation to the people who want to shape what comes next.
The BUFI team · October 8, 2026 · Launch, Public beta
BUFI is open. Anyone can create a workspace at [app.bu.finance](https://app.bu.finance), invite their team, and run their money in one place: get paid, hold digital dollars and euros, invoice, reimburse, and let Bu, our assistant, do the busywork while the people responsible approve.
This is a public beta. That word matters, and this post says exactly what it means.
## What you get on day one
A workspace with a **personal wallet** you control and a **team treasury** your team controls together. The treasury is a smart account whose signers approve with their own wallets: the quorum and the recipient allowlist are enforced on-chain, not by a policy on our servers. Nothing moves without your approval.
On top of it, the parts of the product that are ready for everyone:
- **Invoices**, with customers and products, that your clients can pay in USDC or EURC.
- **Reimbursements**, from a receipt or a sentence, prepared by Bu and approved by the person who pays.
- **Transfers** between wallets, on the rail your team already has.
- **Bu in chat**, for sending, depositing, invoices, reimbursements, contacts and products. Bu proposes; you approve.
- **Four assets** listed from the start: USDC, EURC, wARS and wBRL.
Payroll, analytics, tax, contracts, the inbox and payment routes are live on our beta environment and reach production one at a time, each with its own announcement here.
## Zero transaction fees for the whole public beta
During the public beta BUFI charges **no platform fee on any transaction**. Not on transfers, not on invoice payments, not on reimbursements, not on swaps. The fee line in the product exists; it is set to zero for every workspace while the beta runs, and it will stay there until we announce otherwise, here, with notice.
Network costs are a different thing: the treasury runs on sponsored gas, so your team does not hold a gas token to operate, and we are not charging you for that either.
## Plan limits do apply
A free product with no limits is a product that has not decided what it is. BUFI has decided, so the plans and their limits are real from day one, exactly as the product meters them:
| | Free | Starter | Pro |
| ----------------------- | -------------------- | ------------------------------- | ---------------------------------- |
| Price | $0 | $29 per month, or $290 per year | $149 per month, or $1,490 per year |
| Team members | 3 | 5 | 50 |
| Invoices | 25 per month | Unlimited | Unlimited |
| Bank connections | 2 | 5 | Unlimited |
| Contractors you can pay | 3 | 15 | Unlimited |
| AI credits | 100, once, no expiry | 500 every month | Included |
Upgrade or downgrade whenever you like. The limits are the same ones the billing page shows and the same ones the product enforces, which is the only kind of limit worth publishing.
## Testers wanted
We are building in public, one feature at a time, and the fastest way for a feature to get better is for someone to use it for real and tell us where it bent. If you run a small global team, freelance across borders, settle trade in more than one currency, or keep the books for a company that does, we want you in the beta and we want to hear from you.
What helps most:
- **Run something real.** An actual invoice, an actual reimbursement, an actual payroll on the beta environment. Demo data hides the bugs that matter.
- **Tell us where you stopped.** The moment a screen did not say what you expected, or you were not sure what pressing the button would do.
- **Tell us what you would pay for.** The limits above are a first draft of what a plan is worth. You can change that draft.
Reach us where you already are: on [Discord](https://discord.gg/fDjbQ89w3T), on [Telegram](https://t.me/BuFinanceGlobal), on [X](https://x.com/BuFi_Global), or through Feedback in the workspace sidebar, which lands with the team the same day. Early testers who stay with us through the beta get first word, and first access, on everything that ships next.
BUFI is live on Arc and Avalanche. Supported assets, rails and limits depend on the account and
region.
See you inside.