Treasury
WorkspaceWorkspace funds in a multi-sig wallet. Signers approve with their own keys. BUFI cannot move the money.
Financial Workspaces for Global Teams
Invoices, transfers, reimbursements, and USDC-ready balances — organized by team, client, or project. Built for modern operators.
Drag and drop widgets to go faster and power your global business.
Invoices, transfers, reimbursements, and USDC-ready balances — organized by team, client, or project. Built for modern operators.
Drag and drop widgets to go faster and power your global business.
- Receipts, invoices and bills land in the workspace they belong to.
- Team expenses come in as reimbursements: approve them and pay them from the same place.
- See what came in this month, and what is still left to collect.
- Organize invoices, reimbursements and wallet payments by client, project or team. Digital dollars and euros, with human approval.
- Invoices, transfers, reimbursements, and USDC-ready balances — organized by team, client, or project. Built for modern operators.
Operations workspace
Good morning
Ask Bu a question…⌘U$48,250
Ask Bu a question…⌘UTransfer ActionsDepositTransfer FundsRamp
Drop a widget hereDrop a widget hereDrop a widget hereDrop a widget hereCustomize your BUFISPACE
Add widgets to your home screen
WidgetsTemplates
Invoice/Bills
Reimbursements
Monthly revenue
$7,500
$3,890
Collected
Left to collect:
$3,610.00
Run your business in one workspace with BUFIRun your business in one workspace with BUFIRun your business in one workspace with BUFIRun your business in one workspace with BUFIRun your business in one workspace with BUFIRun your business in one workspace with BUFIRun your business in one workspace with BUFIRun your business in one workspace with BUFI
Built for teams that move fast
Agencies, studios, and operators using BUFI to run payments and reporting in one place.
I want to use BUFIYour Ghostly Guide to Easy Finance – Savings, Invoicing, Loans, Payments & More!
- Workspaces, your way
- Set up personal and team workspaces to match how you operate—by client, project, or department.
- All-in-one money operations
- Run invoices, transfers, and analytics from one place—without switching tools.
- Templates that start fast
- Pick a ready-made setup, customize it in seconds, and launch a workspace with structure built-in.
Operations workspace
Good morningAsk Bu a question…⌘U$48,250
Ask Bu a question…⌘UTransfer ActionsDepositTransfer FundsRamp
Drop a widget hereDrop a widget hereDrop a widget hereDrop a widget hereCustomize your BUFISPACE
Add widgets to your home screen
WidgetsTemplates
Invoice/Bills
Reimbursements
Run your business in one workspace with BUFIRun your business in one workspace with BUFIRun your business in one workspace with BUFIRun your business in one workspace with BUFIRun your business in one workspace with BUFIRun your business in one workspace with BUFIRun your business in one workspace with BUFIRun your business in one workspace with BUFI
Use cases that feel like magic
Built for teams that need speed, clarity, and control in every workspace.
BUFI is your global financial solution for your team.
Customize your workspace to your needs
Drag a module onto its line and watch Bu celebrate.
Stablecoin-first. AI-first. By design.
Ask Bu in the appOrganize invoices, reimbursements and wallet payments by client, project or team. Digital dollars and euros, with human approval.
AI assistant
Bu prepares invoices and reimbursements from your instructions or receipts. Authorized people review and approve every sensitive action.
How BUFI wallets work
The workspace's money, and yours. Self-custodial.
Two wallets. Your keys. Every payment needs your approval.
Two ways to run your workspace
You choose who can move the treasury when you set it up: just you, or the crew with a quorum.
Personal
Just youYour wallet, signed on your device with your PIN. For personal invoices and reimbursements. BUFI holds no key.
AI proposes. You approve.
Multiple agentsAI proposes expenses. Treasury signers or you, with your personal wallet, explicitly approve. Proposals never move money.
Roles
- Owner · manages the signers
- Signers · approve treasury payments
- Members · sign only once added as a signer
- Device · a hardware or phone signer
Approval
Founder
Finance
Ops
2 of 3 approve
Payments need enough signer weight to approve. Network fees are sponsored.
Recovery
No seed phrases
Self-custodial
- Personal · your PIN and security questions
- Treasury · the other signers replace a lost one, or the owner's own wallet recovery for a solo treasury
Treasury assets
Every asset your team works with, in one secure treasury.
A world of assets. Your treasury.
The assets your team works with, held together. Self-custodial by principle. Curated for quality, security and transparency with world-class stablecoin issuers as partners.
Bring it all into focus.
Digital dollars, euros and regional currencies — one clear view of your treasury.
Meet your assets. And their makers.
Explore each asset and its provider.
- USDC · United States
- EURC · EU
- Coming soon
- Coming soon
- Coming soon
- Coming soon
- Coming soon
- Coming soon
- Coming soon
- Coming soon
Built with
Coming soon
Start earning with BUFIBoost your savings with BUFI!
BUFI = Business Finance + BFF
Control included
BUFI gives you calm, built-in control so your team can move fast without losing visibility. Each workspace has its own rules, so operations stay organized and every decision has context.
Flexible by design
One workspace per team, department, client, or project, with a parent workspace above them. Invite your accountant, lawyer, or team, and decide who sees what and who can move money.
Permissions per workspace
Decide who can view, create, edit, approve, or pay—so the right people have the right access, in the right workspace.
Full activity log
Every action is recorded with time and context, making it easy to understand what happened, who did it, and why.
Simple approvals
Set lightweight approval steps before money moves—perfect for teams that need speed, but also clear checks and accountability.
As seen in
Global work. A story worth sharing.
Hear Tomás, BUFI’s founder, talk about making global work pay off with USDC in Circle’s spotlight on BUFI.
“It really is about empowering global distributed talent and helping them have a place that gives them structure. We're building BUFI, not just for ourselves as freelancers who have endured this pain, but for the next generation of digital workers who deserve better financial guidance than we ever had”
Article & founder interview
BUFI Makes Global Work Pay Off With 
USDC
Meet BUFI on Circle’s blogThe BUFI blog
Latest from BUFI
How global teams run money, what we are shipping, and what we learn building it.
All posts
Simple plans that scale with your team
Choose Your PlanSelect the perfect plan for your needs. Upgrade or downgrade at any time.
MonthlyYearly
Free
Perfect for individual freelancers
$0/month
Included
- Create 1 workspace
- 3 Team members per workspace
- 25 Invoices per month
- 50 AI credits once — no expiry
Starter
Creative personal sites
$29/month
Everything in Free
- Create up to 3 workspaces
- 5 Team members per workspace
- Unlimited invoices
- 250 AI credits every month
Pro
Built for growing teams
$149/month
Everything in Free, plus
- Create up to 8 workspaces
- 12 Team members per workspace
- Unlimited invoices
- 950 AI credits every month
Enterprise
Custom Solution
Custom
Everything in Pro, plus
- Create unlimited workspaces
- Unlimited team members per workspace
- Unlimited invoices
- AI credits included
Workspace limits apply to the account owner. Each workspace has its own plan.
Still unsure? Here’s what you need to know
What is a BUFI workspace?
A financial operating environment for a team, client, project, or business unit. It keeps money, roles, invoices, transfers, and activity organized around the work they belong to.
Learn more →Who is BUFI designed for?
Agencies, studios, distributed B2B teams, founders, finance operators, and treasury owners coordinating business money across people, projects, and financial tools.
Learn more →Can my team make global payments?
BUFI supports cross-border operating workflows and USDC-ready balances for eligible workspaces. Availability, limits, supported rails, and onboarding requirements depend on the account and region.
Learn more →What is Ghost Mode?
Ghost Mode is a private balance inside your BUFI wallet, built with Hinkal's shielded pools. Payments made from it don't leave a public trail of who you paid or how much: only zero-knowledge proofs reach the chain, never your data. Treasury money still needs your signers' approval to go private. Ghost Mode is in beta and opens to every workspace with its own announcement.
Learn more →
We
Make
Spooky
Things
Easy
Your ghostly guide to easy finance: invoices, transfers, and more.
Coming soon
= Private Business Finance.
Your business is yours. Ghost Mode will give your team a private space to send and receive payments in BUFI.
Coming soon
What is Ghost Mode?
A little more privacy for your business. Keep work payments between the people involved.
- Business stays yoursKeep sensitive payment details out of public view.
- One familiar balanceUse USDC in a private space within BUFI.
- Send and receive privatelyPay other Ghost Mode users from your private balance.
- Less to shareMake a payment without putting your business on display.
Drag the center to move; drag the edge to spin. Arrow keys move, Shift moves farther, [ and ] rotate. Enter spins. Home resets. Escape cancels a grab.
See you on the other side,little ghost.
BUFI merch. Not in a shop yet. Download the design, make your own and tag us.
No promises. But if you share it enough, we might make it for Kawaii Punks.
Your next chapter
Make your next move.
Bring your money operations into one workspace. Start on your own, choose a plan, or meet the team.